Buying in Spain, answered.

Yes. Every foreign buyer needs a Número de Identificación de Extranjero (NIE) to sign at notary and open a Spanish bank account. We introduce you to a lawyer who arranges it — usually in one to three weeks.

Budget roughly 10–13 % on resale properties: 7 % ITP transfer tax (Andalucía), notary and land registry fees, and legal fees around 1 % + VAT. New-builds attract 10 % VAT + 1.2 % stamp duty instead of ITP.

Yes. Spanish and international private banks lend to non-residents, typically up to 60–70 % LTV. We introduce you to the mortgage brokers and private bankers we work with regularly.

From offer to keys is usually 6–10 weeks. A reservation contract locks the property while due diligence is completed; a private purchase contract (arras) follows with a 10 % deposit; completion is at notary.

Yes — a meaningful share of what we work with is off-market. Once we've spoken and understood what you're looking for, we introduce properties that aren't listed publicly.

Yes. We stay involved for renovation, interior design, staff, property management and rental — see the Services page. One point of contact from first call to years after handover.

No. Many of our clients complete via power of attorney granted to their Spanish lawyer. Viewings can be done in person or via private video walk-throughs.

Transactions are in EUR. Our team works in English, Swedish, German and Spanish; we introduce Russian and French-speaking partners on request.